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American Express
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Since 1960s, the American Express card has been the preferred
methods of payment for travel and entertainment expenses. The
card is regarded as a status symbol by many as it indicates the
cardmembers' purchasing power (and ability to pay back their
bills in full + on time). Card acceptance varies from place to
place, most high street retailers, supermarkets, chain hotels,
car rental agencies, airlines and gourmet restaurants will
honour the card. Smaller establishments are unlikely to take the
card as it incurs them higher fee. One of the traditional
feature the card still retains is that its bill must be paid in
full each month. Basically, you have no pre-set spending limit,
however AmEx will not authorise charges they think you could not
afford to pay back on time. You will need to show them a series
of consistent spending pattern and on time payments, then you're
likely to get 1.5x limit on your monthly average. A phone call
to AmEx to notify them before making high-amount purchases is
advised to avoid the card being declined.
In addition, the card provides complimentary travel
insurance, baggage insurance, purchase protection, return
protection, Car Rental Loss & Damage insurance and refund
guarantee when related charges are settled with the card. If
your card is lost or stolen and you need it to check-in at a
hotel or motel, AmEx offers emergency check-in service. Just
call them and the problem will be solved. Also, if you're 50
miles or more away from home, you can use roadside assistance
service (car breakdowns etc.) or GlobalAssistant (i.e. accident
while trekking in Nepal and requires emergency assistants).
Membership rewards is a reward scheme which cost 23 pounds a
year on top of the 38 pounds annual fee. You get 1 point per 1
pound spent, and they can be redeemed for merchandises as well
as frequent flyer miles. For foreign transactions, AmEx charges
2.73% comission. Non-US dollar charges are converted into USD
first then pound sterling.
>>Click
Here To Get Your Merchant Account<<
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Card Terms And Fees
Basic Card
No Annual Fee for the first year, then $95
Additional Cards
No Annual Fee for the first year, then $30 for up to five
Additional Cards and $30 for each Additional Card after the
first five.
Credit Limit
No pre-set spending limit - purchases are approved based on a
variety of factors, including account history, credit record,
and personal resources.
Payment Options
Due in full each month.
Features
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Complimentary enrollment in our award winning Membership
Rewards® program.
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You can earn 1 Membership Rewards® point for virtually every
dollar you spend.
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Redeem points for rewards from 21 airline partners, hundreds of
hotels worldwide, vacation packages, over 50 cruise itineraries,
and spa retreats.
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Transfer points into 17 frequent flyer programs -- 1 point for 1
airline mile with most programs.
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Redeem points for rewards from over 50 of the finest names in
shopping and entertainment.
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Points have no expiration date.
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There is no limit to the number of points you can earn
Additional Features
Emergency Services
Emergency Card ReplacementX: Receive a new Card if yours has
been lost or stolen in as little as 24 hours.
Global Assist® HotlineXI: Whenever you travel more than 100
miles from home, we’ll provide you with emergency assistance
24/7, including medical and legal referrals, visa/passport help,
cash access, lost luggage and more.
Account Management
Access your account online 24/7: Pay your bill or view
up-to-date billing information, including transactions, charges,
and payments.
Online Year-End Summary: Organize your expenses in a snap -
download and print the Summary; sort charges by date, merchant
name, amount or category, such as Travel and Restaurant.XII
Dedicated Customer Service
Around-the-clock Customer Service to help you with all your
account needs.
>>Click
Here To Get Your Merchant Account<<
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All round provider without compromising
quality, support staff very helpful
American Express Review by J
Willis
September 1, 2008
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| Actual user feedback from
bestmerchantcreditaccount.com |
Great
service,good fee structure, easy to get hold of.
I have reccommended American Express to my friends on many
occasions
American Express Review by Howie
Abromovich
September 2, 2008
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| Actual user feedback from
bestmerchantcreditaccount.com |
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I have just signed up with American Express card
and have to say I was amazed at the attention to
detail and speed that my account was set up.
So far I am very happy I will
however post again if that changes.
American Express Review by Jon Kanu
September 25, 2008
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| Actual user feedback from http://www.ciao.co.uk |
>>Click
Here To Get Your Merchant Account<<
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